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Dodo Payments fee calculator.

Dodo Payments is a merchant of record for SaaS and AI products at 4% + 40¢. See what that leaves you once international cards and subscriptions are added, and how it compares with the alternatives.

Free · Runs in your browser · Rates checked September 2026

Your sale

Merchant of record fees are published in US dollars.

Calculate
$

The price before any sales tax or VAT.

Your customers

%

Dodo Payments adds 1.5% on these.

Billing

Lemon Squeezy and Dodo Payments add 0.5% on subscriptions. Stripe adds Billing's 0.7%.

Volume and tax

For monthly totals and plan fees.

%

Fees apply to the total including tax.

Building a SaaS?

Creem would leave you $10.00 more a month than Dodo Payments on these numbers. SyntaxKit runs on Stripe, Polar or Creem, and switching between them is one setting.

You keep

$95.60

Dodo Payments takes $4.40 (4.4% of the price).

Price
$100.00
Transaction fee4% + 40¢
−$4.40
You keep per sale
$95.60
Per monthfees / you keep
$440.00 / $9,560.00

The same sale on every provider.

Lowest total fees first, counting monthly plan fees. A merchant of record collects and pays sales tax and VAT for you.

ProviderSales taxFees per saleYou keepYou keep per month from 100 sales
WhopLowest feesYou handle sales tax and VAT yourself.You file$3.003%$97.00$9,700.00
StripeYou register, collect and file sales tax and VAT yourself.You file$3.203.2%$96.80$9,680.00
Stripe + Stripe TaxStripe calculates tax. You still register and file.You file$3.703.7%$96.30$9,630.00
PayPalPayPal checkout rate. You handle sales tax and VAT yourself.You file$3.984%$96.02$9,602.00
CreemHandled$4.304.3%$95.70$9,570.00
Polar ProHandled$4.204.2%$95.80$9,560.00
Dodo PaymentsHandled$4.404.4%$95.60$9,560.00

Polar is shown on the plan that leaves you the most at your monthly volume. Unless you pick otherwise above, Gumroad is shown on direct sales and PayPal on its checkout rate. Payout, dispute and refund costs are covered further down.

Rates

Dodo Payments fees in 2026.

A base fee plus surcharges, each a percentage of the payment. No monthly or setup fee.
Dodo Payments fees and surcharges
FeeRateApplies to
Base fee4% + 40¢US cards and wallets
International+1.5%Payments from outside the US
Subscriptions+0.5%Recurring payments
PayPal, buy now pay later+3%Those payment methods
ACH and SEPA debit1.5%, capped at $15Bank debits
Refund$1Each refund
Dispute$30Each chargeback
Dodo Payments fees on common prices, US customer, one-time
PriceFeeYou keepEffective rateCharge to keep this
$10.00$0.80$9.208%$10.83
$29.00$1.56$27.445.38%$30.63
$50.00$2.40$47.604.8%$52.50
$100.00$4.40$95.604.4%$104.58
$1,000.00$40.40$959.604.04%$1,042.08

Rates checked against each provider's own pricing page on . Providers change pricing; confirm on their site before you commit.

Alternatives

How Dodo Payments compares.

Dodo undercuts the 5% + 50¢ merchants of record for US customers. Its 1.5% international surcharge narrows that gap, and Creem is lower still with none.
Payment provider fees compared
ProviderBase feeNon-US cardSubscriptionsHandles sales tax
Stripe (US)2.9% + 30¢+1.5%+0.7% (Billing)No, or +3.5%
Polar3.4–5% + 30–50¢+1.5%NoneYes
PayPal (US)2.99–3.49% + 49¢+1.5%NoneNo
Paddle5% + 50¢NoneNoneYes
Lemon Squeezy5% + 50¢+1.5%+0.5%Yes
Creem3.9% + 40¢NoneNoneYes
Dodo Payments4% + 40¢+1.5%+0.5%Yes
Gumroad10% + 50¢ + 2.9% + 30¢NoneNoneYes
Whop2.7% + 30¢+1.5%None+2% add-on

Run your own mix of customers through the payment fee comparison, or see the Polar fee calculator for its cheaper paid plans.

FAQ

Dodo Payments fee questions.

What is the Dodo Payments fee?

4% + 40¢ per payment from a US customer by card or wallet, with no monthly or setup fee. Payments from outside the US add 1.5%, and subscriptions add 0.5%.

How much does a subscription cost on Dodo Payments?

A $20 monthly subscription from a customer outside the US costs 4% + 1.5% + 0.5% + 40¢, which is $1.60 a month. You keep $18.40.

Is Dodo Payments a merchant of record?

Yes. Dodo Payments is the seller of record, so it calculates, collects and remits sales tax, VAT and GST on your sales.

How much are Dodo Payments payout fees?

Payouts of $1,000 or more are free. Smaller payouts cost $5, and a USD SWIFT wire costs $25 for businesses outside the US. Payouts go out twice a month once you pass the threshold.

Who pays the currency conversion fee on Dodo Payments?

The customer, by default: Dodo adds a 2–4% conversion fee to local-currency prices, lower on larger amounts. You can absorb it yourself by turning on fee-inclusive pricing.

How much does a chargeback cost on Dodo Payments?

$30 per dispute, and it isn't returned if you win. A refund costs $1, and the original transaction fee is kept.

Is Dodo Payments cheaper than Polar or Paddle?

For US customers, yes: 4% + 40¢ against 5% + 50¢ on Paddle and Polar's free Starter plan. For international customers Dodo adds 1.5% and Paddle adds nothing, so Paddle is cheaper above about $20. Creem, at 3.9% + 40¢ with no international surcharge, undercuts both. The comparison table above runs your own mix.

Billing in SyntaxKit

Pick a payment provider. Keep your code.

SyntaxKit is a Next.js SaaS starter kit with billing already built. Start on Stripe, Polar or Creem and switch later with one setting: your plans, checkout and access rules stay exactly the same.

  • Hosted checkout and customer portal
  • Plans, prices and feature limits in one file
  • Webhooks that stay correct when retried
  • Per-seat plans, and usage billing on Stripe
  • Refunds and disputes end access automatically
  • Invoices and AI usage on the billing page
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